Federal agencies report moderate credit risk in syndicated loans
Federal bank regulatory agencies released the 2025 Shared National Credit (SNC) report, indicating that credit risk associated with large, syndicated bank loans remains moderate. The percentage of non-pass loans decreased to 8.6 percent of total commitments.
Credit Risk Remains Moderate
Federal bank regulatory agencies issued the 2025 Shared National Credit (SNC) report.
It found credit risk in large, syndicated bank loans remains moderate.
The review covered loans originated by June 30, 2025.
Non-Pass Loans Decline
The percentage of non-pass loans, requiring close management attention, decreased to 8.6 percent of total commitments.
This decline is primarily due to growth in new commitments.
Leveraged loans comprise 81 percent of non-pass loans.